The problem
You cannot see. And what you cannot see is costing you money.
The fear doesn't need a statistic to be real: the money leaves every month, and no one can prove where it goes. A site that stops moving. A manager who stops answering. A cousin who's “handling everything” and hasn't been heard from in three months.
The missing condition is not capital. It is not willingness. It is a counterpart who knows both worlds — and can report back with verified numbers.
That is what Mboa Make does for the diaspora, from Douala.
418 Mds
FCFA transferred each year by the Cameroonian diaspora
Banque mondiale · 2024
72 %
of the diaspora say they want to invest "if the conditions are right"
Communauté urbaine de Douala · 2023
81 %
rank quality and reliability of information as their first requirement
Communauté urbaine de Douala · 2023
DO YOU RECOGNISE YOURSELF?
The remote investor
The remote owner
The remote builder
The one who already paid to learn
The return in the making
If one of these realities sounds like you — you are exactly where you need to be.
Preparing your return? See the enterprise space →How we work
We become your presence on the ground
Not a cousin, not an acquaintance: an independent firm with no interest in you not knowing everything. Reachable, and accountable.
We verify before we present
An opportunity that does not pass our filter never reaches you. A director who refuses to communicate, we tell you — that is a signal, not an accident.
We report, with verified figures
A report you read in five minutes on your phone. What is going well, what is drifting, what to decide. You are at a distance, but you are at the controls.
The mechanism
What sets us apart from any photo-tracking service
Many promise to send you photos of the site. We are the only ones who make the money conditional on proof.
The project is split into instalments
Before the first franc moves, each instalment has a budget, a trigger and a deadline — written, signed, known to you.
Each instalment is verified on site
Our teams go there: geolocated photos, invoices matched, progress measured against the schedule. Not a phone call. A visit.
No certificate, no next instalment
We issue the Milestone Certificate only if everything is compliant. Without it, the money doesn't move. Ever.
This is the same mechanism banks trust us with to monitor their own loans — now applied to your building site.
The safeguards
You do not have to trust us
— you have to verify
Almost nobody was defrauded by a stranger: it was by someone they trusted. So we are not asking for your trust. We are showing you three mechanisms that would let you see it — even if we were dishonest.
01 · Where the money sits
Your money never passes through us
Certifying and paying are never in the same hands. Depending on the size of the project, your money follows one of three routes — and you choose which one when the file opens.
Your funds stay where they are
The most common route. Your money never leaves your account in Europe or North America: you pay the contractor instalment by instalment, on presentation of our Milestone Certificate. No intermediary, no structuring fee.
The bank escrow account
When the pace of the site cannot wait for international transfers: the funds sit in an escrow account at a partner bank, under a tripartite agreement with dual signature. The bank releases the instalment only against the certificate.
The notarial escrow
For large operations: funds are consigned with the notary and lodged with Cameroon's Caisse des Dépôts et Consignations, as the regulations require. The heaviest route — reserved for the amounts that justify it.
Mboa Make never touches your money: we certify, and you — or your bank — pay. That is precisely what makes our independence verifiable. And the principle holds across all six ways of working with us, not only on a building site.
02 · Our liability
What it costs us if we certify wrongly
A trusted third party who promises to verify well is worth nothing: anyone can promise that. One who pays when they verify badly is worth something.
Certification Guarantee
If a Milestone Certificate has been issued and a counter-inspection, requested by you, establishes that the instalment did not match what we certified: our certification fees for that instalment are refunded to you, the counter-inspection is at our expense, and the next instalment stays blocked until compliance is restored.
What this guarantee does not cover
We do not guarantee your contractor's solvency, nor the completion of your project, and we are no substitute for completion and ten-year structural warranties — which do not exist here. Their substitute is contractual: the retention money written into the construction contract we prepare. A guarantee claiming to cover everything would cover nothing.
03 · Our fees
How we are paid
“No hidden commissions” is exactly the sentence of someone taking them. Here is the structure — judge for yourself.
You are our only payer
Assignment fees, fixed price or monthly retainer, paid by you, directly. That is the entirety of what we collect on your file.
Nothing from any third party in your file
No bank, no developer, no operator, no seller. The consequence is verifiable: when we recommend one institution over another, our fee does not move by a single franc.
Success fees are capped
Where an assignment includes them, they never exceed 6% of the financing obtained, whatever the file. And if there is no financing, there is no fee.
Six ways of working with us
Depending on what you own back home — or what you want to own there
Invest in Africa
You have capital. You want to invest back home. But you cannot be there to verify.
Mboa Make sources the projects, performs the financial due diligence, structures the investment, and sends you a monthly report you can read in 5 minutes from your phone. You decide. We manage.
- Monthly retainer
- Dedicated advisor
- Real-time tracking interface
- You are our only payer — never a bank, never a developer
Manage from Abroad
You have an active business back home. You run it from a distance. The numbers reach you too late, too vague, too rarely.
Mboa Make becomes your company's independent CFO — monthly dashboard, sign-off on major financial decisions, real-time alerts, a report you read in 5 minutes. No more relying on impressions. You decide on verified data.
- Monthly retainer
- Initial setup (audit + reporting implementation)
- Standardised monthly reporting
- Real-time interface access
Direct a building project
You are building back home. The money leaves every month. Photos arrive — or they don't. No one can tell you if the site is moving at the pace of your payments.
Mboa Make frames your project into instalments, selects your contractors on verifiable criteria, and checks every milestone on site. Without a compliance certificate, the next instalment doesn't get paid. Ever.
- Budget and schedule framed by instalment
- Tender with 3 compared quotes
- Milestone Certificate before every disbursement
- Your funds can stay in your account in Europe
Take back a troubled project
The money is gone. The site has stopped. The manager stopped answering. You no longer know if it's bad luck or worse.
Mboa Make goes on site, reconciles what you sent with what actually exists, and lays out your options — costed, with a clear head. Then, if you wish, takes the project back under control.
- On-site assessment, backed by photos
- Fund-use audit, admissible as evidence
- Costed options: amicable, criminal, or restart
- The audit fee is credited to your first quarter if you continue
Verify before you buy
You're offered a plot of land. The photos are beautiful. The price seems fair. You are 6,000 kilometres away.
Before you pay anything, we verify the title, the chain of ownership, the rightful heirs — and hand you a written verdict, not another file to interpret.
- Title and chain-of-ownership verification
- On-site visit with geolocated photos
- One-page verdict: buy or don't
- Delivered within 10 business days
Secure an asset
You hold land you can neither sell, nor finance, nor pass on properly.
Mboa Make carries your land file through to an enforceable title — joint ownership, customary certificate, stalled site — and on to the financing that title finally makes possible.
- The title diagnostic: where you really stand
- Regularisation carried end to end, without you tracking anything
- The valuation study: what your asset can carry
- Four formulas — one with no outlay
Cross-cutting module
The most creditworthy client on two continents — and nobody will finance you
You earn a good living in Europe or North America. And yet: the Cameroonian bank cannot “see” your income, and the European bank cannot take a mortgage on an African asset. You are the one person nobody will finance. That is not a fate — it is a financial engineering problem. Ours.
We build your file in the format the local bank knows how to read: foreign income documented and converted, partial domiciliation, savings pledge, local guarantor, borrower's insurance. Then we take it to institutions that know our files and our monitoring method — a file presented by the firm that will supervise the project does not carry the same weight as a file arriving on its own.
The mechanics
Structuring at a fixed price, on quotation. Success fee: never more than 6% of the financing obtained. No financing, no fee.
This module combines with each of the six ways of working with us. It is not a seventh offer.
FREQUENTLY ASKED QUESTIONS
What the diaspora asks us
The guide
Investing back home without losing your shirt
The seven mistakes that end a diaspora project in conflict — and the protocol that avoids them. Against your email, and you also get the firm's letter.
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It all starts with
a conversation.
Thirty minutes, from wherever you are. We come with questions, not with a deck. And if we are not the right firm for you, we will say so.