We transform
capital into assets

Financial engineering firm · Douala, Cameroon
CEMAC zone — policy rate4.50%BEAC, June 2026·Average lending rate — Cameroon9.03%BEAC, Q1 2026·SME share of bank lending17.7%BEAC, Q1 2026·Credit granted to SMEsXAF 336bnBEAC, Q1 2026·Cameroonian SME turnoverXAF 5,619bnMINPMEESA, 2025·SMEs created in Cameroon16,845in 2025·CEMAC zone — policy rate4.50%BEAC, June 2026·Average lending rate — Cameroon9.03%BEAC, Q1 2026·SME share of bank lending17.7%BEAC, Q1 2026·Credit granted to SMEsXAF 336bnBEAC, Q1 2026·Cameroonian SME turnoverXAF 5,619bnMINPMEESA, 2025·SMEs created in Cameroon16,845in 2025·

OHADA · IFRS · IFC Performance Standards · SYSCOHADA · AAOIFI

Our 5 services
in financial engineering

We assess the real strength of your file before any bank or institutional approach — and identify what is blocking it.

Does this
sound like you?

Entrepreneurs & directors

You have the company. You have the project. What is missing is a file the financial system recognises. We build it.

→ Enterprise space
Financiers & institutions

You have the capital. You have the mandate. What is missing is a local partner who speaks your language and delivers your standards. We are that partner.

→ Financial partners space
African diaspora

You have the money. You have the will. What is missing is a trusted relay who steers, documents and reports back. We are that relay.

→ Diaspora space

Knowledge
center

Your cost of acquiring an SME client is invisible. That is why it is high.
CEMACFinancement PME

Your cost of acquiring an SME client is invisible. That is why it is high.

August 15, 2026
For every franc lent to the economy, the CEMAC banking system lent 0.84 to the states.
CEMACFinancement PME

For every franc lent to the economy, the CEMAC banking system lent 0.84 to the states.

August 14, 2026
An international refinancer does not read your portfolio first. It reads who signed your accounts.
CEMACMicrofinance

An international refinancer does not read your portfolio first. It reads who signed your accounts.

August 14, 2026
Risk division: your best client is also the one the norm forbids you to keep.
CEMACCOBAC

Risk division: your best client is also the one the norm forbids you to keep.

August 14, 2026
Your licence category does not describe what you are. It sets what you will not be able to become.
CEMACCOBAC

Your licence category does not describe what you are. It sets what you will not be able to become.

August 14, 2026
It is not credit risk that brings down a microfinance institution. It is its directors.
CEMACCOBAC

It is not credit risk that brings down a microfinance institution. It is its directors.

August 14, 2026
Forty-four returns a quarter. COBAC does not read them in the order you produce them.
CEMACCOBAC

Forty-four returns a quarter. COBAC does not read them in the order you produce them.

August 14, 2026
Repatriating your dividends from the CEMAC zone is not prepared at the exit. It is prepared at the entry.
CEMACréglementation des changes

Repatriating your dividends from the CEMAC zone is not prepared at the exit. It is prepared at the entry.

August 14, 2026

Your project deserves
to be funded

Your project deserves a file that banks read and act on.