The problem isn't
your company
Financing that never arrives. A rejection with no explanation. Cash flow that doesn't keep pace with activity. These bottlenecks share a common root: no one has yet looked at your company through the eyes of those who hold the power to finance it.
This is the work Mboa Make does. With the rigor, speed and standards of international high finance — applied here, in your reality. You stay focused on your business. We structure the rest.
Why a financial
engineering firm?
Large companies have someone whose only job is this: the chief financial officer. You do that job on top of eight others, at night, without ever being trained for it — because a CFO costs several million FCFA a month. A financial engineering firm is that same job, taken on as much as you need it.
The accountant
The rear-view mirror. They record what already happened. Mandatory, useful — but you don't drive by looking in the mirror.
The bank
The gas station. They sell their fuel, and sell it well. Optimising your route isn't their job.
Us
We chart the route and choose the vehicle.
When you sit across from your banker, everyone at that table has an interest and someone defending it. Except you. You're alone.
the average bank lending rate in Cameroon, against the microcredit usury ceiling over the same period — the gap between financing well and financing badly.
Source: BEAC, bulletin on the cost and conditions of credit in CEMAC, Q1 2026.
Do you know where
you stand?
A financeability score broken down by driver. Blocking signals identified and explained. A map of the right financiers for your profile. A 30-, 60- and 90-day action plan. Within five business days, you know exactly what's holding you back — and what to fix. It is the starting point of every engagement.
Discover the diagnostic →How we
work
The conversation
Thirty minutes, no commitment. We listen to your situation and tell you honestly whether we can help.
The qualification
We identify the path that fits your situation — and we also tell you when the timing isn't right.
The engagement letter
Scope, timeline, deliverables: all committed to writing. Stated deadlines are commitments, not estimates.
The delivery
An actionable deliverable, built to the standards of international financial institutions. Not a study — a structured file.
Our frame of reference
OHADA
OHADA business-law compliance for the franc zone
IFRS
Financial statements to international standards
IFC Performance Standards
DFI-ready files
SYSCOHADA
CEMAC chart of accounts (SYSCOHADA) mastery
AAOIFI
Islamic finance and alternative funding
This is for you if…
- ✓You've had a bank rejection no one explained to you
- ✓You're preparing a request and want to know if the file holds up before filing it
- ✓You've won more than your cash flow can carry — a contract, an order, a client paying at 90 days
- ✓You're suffocating while the business runs well: the order book is full, the cash is empty
- ✓You want to grow and only have a hunch, not a number
- ✓You're deciding blind on what each product actually earns you
This isn't (yet) for you if…
- —You're looking for someone who guarantees the financing — no one can guarantee that
- —You don't have a running business yet — come back after a first full financial year
- —You're looking for a document to file, not a structure to build
- —You're trying to put out a cash-flow fire this month — a structure is built over time, it doesn't replace cash that's already gone
Why trust us without a track record
We publish no client references — a reference requires written client consent, and we will never ask for that just for a website. What we offer instead: on the Expansion offer, if we approach you, you pay nothing until the financing is obtained — if it doesn't come through, you owe nothing.
See how this is settled →Three ways to
work with us.
Choose your entry point.
Short Cycle Financing
Import-export or domestic operating cycle — your cash position should never wait on your customer.
- ✓Your order book stops running into a cash shortage
- ✓You stop paying for overdraft — the market's most expensive option by default
- ✓The instrument matches your real cycle, not a mis-fitted standard product
- ✓Negotiated with institutions that already understand this kind of file in the CEMAC zone
Growth & Expansion Strategy
Thinking about growth — the question is whether the timing and the project are right.
- ✓You'll know, backed by numbers, whether the timing is right — before committing a single franc
- ✓You'll know how to structure the project legally and financially, not just what it costs
- ✓Financing is sourced within the same mandate — not a separate report you then have to fund elsewhere
- ✓You're supported for twelve months after financing, to meet the commitments made to your funders
Complete Financing File
Your project is serious — your file must speak your institution's language.
- ✓You'll know how to answer the questions you'll be asked, before they're asked
- ✓You'll know what breaks first if the market turns, and at what level
- ✓Your file gets read to the end, in the exact language of your institution
- ✓You're not alone after filing — we stay engaged through the first formal response
Once you've arrived,
the piloting takes over.
The engagement isn't an endpoint — it's a permanent state that makes everything else possible. Once your numbers stay continuously up to date, we prepare your next financing file in real time, your next capital raise, and we detect the signals of a growth opportunity before it becomes urgent.
Discover the delegated CFO offering →Frequently asked questions
Your questions
our answers
The guide to a
bankable file in CEMAC
What banks check first. The 5 mistakes that cause 80% of files to be rejected. The complete checklist.
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✓The confidentiality agreement is signed before the first figure — and signed by us first.
✓Nothing leaves our hands without a written agreement.
✓The first verdict asks for no documents at all.
It all begins with
a conversation.
Thirty minutes, no commitment. We listen to your situation, identify the offer that fits you, and tell you honestly whether we can help — and how. No pitch. No generic presentation.